Universal Credit claimants in the UK can access a wide range of financial support, amounting to up to £10,250 annually. These support schemes are designed to help with essential costs such as energy bills, broadband fees, mobile contracts, childcare, and more, offering significant savings for families on low incomes.
Even those not receiving benefits but struggling financially may still be eligible for some of these forms of support.
Types of Financial Support Available
Here’s a breakdown of some of the key financial help available to Universal Credit claimants:
Broadband Discounts – Save £14.40 per Month
For Universal Credit claimants, social tariffs can significantly reduce broadband costs. Some tariffs start at just £12.50 per month, compared to the average cost of £26.90.
Mobile Contracts – Save Up to £200
Social tariffs can also help lower the cost of mobile contracts. For example, O2’s Essentials plan offers £10 per month, which is much cheaper than the average £27 for a SIM and handset.
Council Tax Support – Get Bills Reduced or Wiped Off
For those on low incomes or benefits, Council Tax Support offers relief by providing discounts based on individual circumstances and location. Some may even get their council tax completely wiped.
Energy Bill Assistance – Save Up to £2,000
There are several schemes for energy bill assistance. For example, the British Gas Energy Support Fund offers grants of up to £2,000 for struggling households to help cover their energy costs.
Household Support Fund – Approximately £200
The Household Support Fund, worth £742 million in total, is provided through local councils to help residents with essential costs. This scheme aims to support those in need across England.
Sure Start Maternity Grant – £500 One-Time Payment
New parents can receive a one-off payment of £500 through the Sure Start Maternity Grant to help cover the costs associated with having a child.
Childcare Support – 85% of Costs Covered
Universal Credit claimants can receive 85% of childcare costs covered, with a maximum of £1,031.88 for one child or £1,768.94 for two or more children.
Free School Meals & Holiday Help – Save Up to £655 per Child
Families with school-aged children can access free school meals worth approximately £460 per child annually. Additionally, during school holidays, eligible families may receive up to £15 per week, potentially adding up to £195 over 13 weeks.
WaterSure Scheme – Save Up to £316
The WaterSure Scheme offers substantial savings for families or those with medical needs receiving Universal Credit. For example, Anglian Water offers a reduced rate of £310 annually compared to the average projected bill of £626.
Free NHS Prescriptions – Save £118.80
Universal Credit claimants can also receive free NHS prescriptions, which can save around £118.80 per year, based on one prescription per month.
Jobcentre Plus Travel Discount – Save Up to 50% on Train Fares
The Jobcentre Plus Travel Discount Card provides up to 50% off train fares for individuals actively seeking work.
Help to Save Scheme – Earn Up to £1,200 Bonus
The Help to Save Scheme offers a 50% bonus on savings, allowing individuals to earn up to £1,200 in bonuses over four years.
Healthy Start Scheme – Up to £442 in Free Food
New or expectant parents can access up to £442 worth of free food annually through the Healthy Start Scheme.
Discounted Gym Memberships – Save £240
Discounted gym memberships are also available for Universal Credit claimants, with prices as low as £5 per month compared to the standard rate of around £25.
With the cost of living remaining high, these financial schemes provide much-needed relief for Universal Credit claimants. From broadband discounts to free prescriptions, these programs cover essential aspects of daily life, offering significant savings for families who need it most.
If you’re on Universal Credit or other qualifying benefits, make sure to check which of these schemes you’re eligible for and take full advantage of the support available.
FAQ’s
How much financial support can Universal Credit claimants receive annually?
Universal Credit claimants can access up to £10,250 annually through various support schemes, including discounts on broadband, mobile contracts, energy bills, and childcare.
What is the Help to Save Scheme?
The Help to Save scheme offers a 50% bonus on savings, allowing claimants to earn up to £1,200 in bonuses over four years.
What discounts are available for broadband and mobile contracts?
Social tariffs for broadband can reduce costs to as low as £12.50 per month, while mobile contracts can be as low as £10 per month through social tariffs, offering significant savings.
What is the Household Support Fund?
The Household Support Fund, worth £742 million, provides financial assistance through local councils to help residents in need with essential costs like food and utilities.
Can Universal Credit claimants get free NHS prescriptions?
Yes, Universal Credit claimants can receive free NHS prescriptions, saving approximately £118.80 per year based on one prescription per month.
